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Welcome to El Nuwr


El Nuwr Capital Sdn. Bhd. (formerly known as SA Puncak Management Sdn. Bhd.) is a factoring company that offers Syariah compliant financial products. The company is a subsidiary of Luminor Capital (Malaysia) Sdn. Bhd. and is one of the factoring companies authorised by Ministry of Finance Malaysia to finance government contractors.

With access to the E-Perolehan system (Malaysian government procurement system) as one of the registered financiers. We aim to provide financial support and consultation in the areas within its ambit, targeting small and medium enterprises (SMEs).


Our Group of Companies

Being part of a group of companies with its ultimate holding company listed on the Singapore Stock Exchange, we are well supported with a solid capital base.


Our Solutions

Instant Cash

Obtain cash liquidity by the sale of invoice.

Improving Working

Supporting your business expansion and competitiveness by providing you the speed to market.

Debtors Account Management Services

Professional management of debtors’ account.

Corporate Finance Advisory

Access to our team of experts in the field of banking and finance.
Provide comprehensive financial advice and execution under our capital markets license.

Core Values

To support Malaysia’s economic growth by cooperating with stakeholders of the Malaysian’s government supply value chain.
To provide continuous financial support and consultations to clients.
To establish professional relationships with contract awarders.
To build rapport and trust with contractors, suppliers, entrepreneurs and contract awarders.
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Owned by SA Puncak Management Sdn. Bhd. (200301015868)

Part of the Luminor Financial Group listed on Singapore Stock Exchange

Member Of Malaysian Factors Association (MFA)

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